Industry 4.0 is mainly characterized by the coming together of two principals that had never been done before

The Evolution of Industry 4.0

First and foremost, what is evaluation criteria? Evaluation criteria are basically from the joined terms of evaluation and criteria. Evaluation, by definition, is a systematic determination of a subject’s merit, worth and significance, using facts governed by a set of standards. Criteria is a principal or standard by which something may be judged upon or

Top 5 FinTech Influencers

FinTech is a recent technological innovation that seeks to better the financial world through the introduction and application of technology to the world of finance. FinTech integrates both new and existing financial and technological companies to provide effective services in the areas of online payment, mobile transactions, and smooth financial management. Over time, the operation

Blockchain technologies is likely to takeover finance

What the Future Holds for Blockchain

When we talk about blockchain we refer to bitcoins essential technology. Blockchain, as it is known, promotes the exchange of data without the aid of a trusted go-between or intermediary. Thus, there was for the first time ever an internet of great value. Over time blockchain has gained impressive grounds. Startups for example that are

Another importance of blockchain wallet

The Importance of Blockchain Wallet

Blockchain wallet which is provided by Blockchain software founded by Peter Smith and Nicholas Cary is a digital wallet used to manage cryptocurrencies like bitcoin and ethereum. Once you engage in the cryptocurrency business, you need to have a digital wallet that you would store your bitcoins and ethereum in for easy transactions. Blockchain is

The ways how blockchain is disrupting the financial system

Only within the spate of a decade, the blockchain decentralized payment system has done a lot more than we could have imagined. As it stands now, new projects with blockchain operating methods, are being nurtured and developed every day. The need for an autonomous system devoid of third party interference has become more pronounced, even

Rating Agency, Financial analysis, market

Issues Relating to Credit Rating Agencies

Understanding the Often-Unsatisfactory Behavior of The Rating Agencies The evidence that emerges from the analyses can lead, more than understandably, to the formation of a negative concept about the agencies, but above all, they weaken those certainties that lead to consider these organizations, essential for the proper functioning of the market. The birth of these

MOODY’S, FITCH and STANDARD & POOR’S

Rating Agencies in a Financial Crisis Approach

Introduction According to the thought of Himan Minsky, an American economist belonging to the Keinian doctrine, who died in 1996, in periods of expansion, when the cash flow of the enterprises exceeds the quota necessary to pay the debts, a speculative euphoria develops. At the origin of the crises there is a displacement, that is,

Systemic Rating

Ratings and Crisis

Introduction Rating Agencies have become increasingly important over the decades, slowly but surely penetrating the “market” system and strongly influencing it. Their importance has increased exponentially since the Eighties, as the development of financial markets reinforced the need for investors to have external support such as Ratings for the need to perceive the size of

Unsolicited Ratings

Procyclical Rating

Introduction The Asian crisis of 1997-1998 and the default wave in 2001 have cast some doubts on the ability of the Agencies to carry out the review of the Ratings. A series of surveys have shown how high the percentage of market operators who are dissatisfied with the slow progress of the Agencies in adjusting